About Us


Thank you for visiting the about us section at Non-QM Mortgage Brokers dba Gustan Cho Associates  empowered by NEXA Mortgage, LLC. The team at Non-QM Mortgage Brokers is a subsidiary of Gustan Cho Associates. Non-QM Mortgage Brokers is not a lead generation company. Every one of our employees who return your mortgage inquiry are licensed loan officers.  We are mortgage brokers licensed in 48 states (not licensed in NY and MA) with a lending network of over 190 wholesale lending partners. The team at Non-QM Mortgage Brokers are experts in FHA, VA, USDA, Conventional, Jumbo, and Non-QM loans.

Residential and Commercial Mortgage Brokers Licensed in 48 States

We have hundreds of non-QM mortgage loan options for owner-occupant, second homes, and investment properties. Non-QM Mortgage Brokers has all the mortgage loan products, whether traditional or non-prime mortgage loan options in today’s marketplace. It is no coincidence we have a national reputation for being a one-stop mortgage shop. Besides residential and investment mortgage loan programs, we have a wide selection of commercial loan programs, including hard money loans, bridge loans, and SBA loans.

Learn About Us Why Choose Us?

Any mortgage loan product that you may need, you can rest assured that you will find it at Non-QM Mortgage Brokers Non-QM Mortgage Brokers, through its parent company Gustan Cho Associates whose founder has been in the real estate and mortgage lending industry since 1989. Our mission at Non-QM Mortgage Brokers is to provide consumers with every available mortgage option that may not be available at retail banks and mortgage companies.

Over 80% Of Our Clients Could Not Qualify at Other Lenders

Over 80% of our clients are folks who could not qualify at other lenders either due to getting a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program the borrower was looking for. We always go out of our way to educate consumers about the various mortgage loan options available in today’s marketplace and the lending alternatives best suited for them. With a network of over 190 wholesale mortgage lenders which are the best of the best in alternative lending programs, Non-QM Mortgage Brokers is considered an authority an authority in this area.

We Have a Network of  190 Wholesale Lending Partners

At Non-QM Mortgage Brokers, we have decades of special lender relationships and have volume discounts in pricing due to the volume we do. We are always monitoring the lender’s changes in guidelines and new products to fully know the ins and outs of the loan product to see whether it can benefit our clients.

Thousands of Non-QM and Alternative Mortgage Loan Options

With thousands of mortgage options, we never stop looking at new mortgage options and guidelines to see if they will benefit our borrowers. Under the umbrella of Gustan Cho Associates, Non-QM Mortgage Brokers has a national reputation for being able to do mortgage loans other lenders cannot do.

Join Us and Learn More About Us at Non-QM Mortgage Brokers

Another fact about us is over 30% of our viewers at Non-QM Mortgage Brokers are loan officers, real estate agents, and other mortgage industry professionals who utilize our content due to being the most accurate where they can get the most up-to-date guidelines changes in the mortgage industry. We have a national reputation for being able to originate and close FHA and VA loans with credit scores down to 500 FICO.

National Reputation of Being Able To Do Mortgage Loans Other Lenders Cannot Do

If you want to know more about us, please do not hesitate to contact us. We are available 7 days a week. It is no joke that the U.S. Department of Veterans Affairs and the U.S. Department of Housing and Urban Development (HUD) refer borrowers who contact them seeking assistance finding a mortgage lender who can do hard-to-do loans after getting denied multiple times.

If you are a mortgage lender and/or real estate agent/broker and would like to join forces with Non-QM Mortgage Brokers and our parent company, Gustan Cho Associates please contact us at 262-716-8151 or text us for a faster response. Or email us at gcho@gustancho.com. The team at Gustan Cho Associates and Non-QM Mortgage Brokers is available 7 days a week, on evenings, weekends, and on holidays.